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6 Things People Often Regret Not Doing Before Filing for Divorce

Filing for divorce is not just a legal action—it's a life-changing step that can reshape your financial standing, your family structure, and your future. In Charleston, South Carolina, divorce laws follow specific procedures that impact everything from property division to child custody. Too often, individuals make the decision to file before understanding what’s truly involved. Once the process begins, emotions can cloud judgment, deadlines approach quickly, and choices made in haste may be difficult to reverse.

At Sarji Law Firm, we’ve worked with clients who look back and wish they had taken more time to prepare. Some regrets are emotional; others are financial or legal. But nearly all are preventable. If you’re considering ending your marriage, here's a look at six important things people often wish they had done before taking that first legal step.

1. Gathering Financial Records and Account Information

Divorce involves the fair division of marital property and debts—and you can’t divide what you can’t document. One of the first regrets many clients have is not collecting financial information early in the process. This includes checking and savings account statements, retirement accounts, credit card balances, tax returns, mortgage agreements, car titles, and any outstanding loans.

When tensions rise or one spouse feels blindsided by the divorce, access to this information can suddenly become limited or even deliberately withheld. Delays in documentation can drag out the proceedings and add unnecessary stress. Starting the process with organized financial records helps your attorney advocate for a fair settlement while reducing the chances of assets being hidden or undervalued.

2. Making a Budget for Post-Divorce Life

Many people underestimate just how different life looks after a divorce—especially when it comes to money. If you’ve been living in a dual-income household, or if one spouse was the primary earner, separation can significantly shift your financial stability. Expenses that were once shared—such as rent, utilities, groceries, and child-related costs—now fall squarely on individual shoulders.

Before filing, it's smart to create a detailed monthly budget that reflects your post-divorce reality. Consider current income, projected expenses, and any changes that may occur once child support, alimony, or custody arrangements are finalized. This helps you assess what’s truly affordable and can also be valuable during settlement discussions. Preparing early gives you the opportunity to make adjustments—whether that means downsizing, seeking new employment, or restructuring debt.

3. Consulting with a Divorce Attorney Early

Waiting too long to consult with a divorce attorney is a common misstep. Some people want to “see how things play out,” while others believe they can handle everything amicably without legal guidance. Unfortunately, this often leads to oversights that can weaken your position in court or leave you agreeing to unfavorable terms.

An early consultation with a lawyer helps you understand your legal rights, review your options, and map out a plan before emotions take control. Your attorney can also guide you through actions to avoid—such as moving out of the marital home or posting on social media—which might negatively impact your case. Even if you haven’t made the final decision to file, speaking with a lawyer in advance ensures you’re prepared if and when the time comes.

4. Thinking Through the Impact on Your Children

Divorce can be especially challenging for children. While most parents want what’s best for their kids, it’s not uncommon for decisions to be made in the heat of the moment—without fully thinking through how custody, living arrangements, or schooling will be affected. Many parents later regret not having a clear, child-focused plan in place before filing.

Courts in South Carolina prioritize the best interests of the child, which means judges closely examine each parent’s involvement, home environment, and willingness to cooperate. It’s critical to consider whether you’re prepared to co-parent, how you'll handle shared responsibilities, and what kind of schedule would best support your children’s emotional needs. Taking the time to reflect and plan shows both the court—and your children—that you're committed to stability and cooperation.

5. Refraining from Emotional Social Media Posts

It’s natural to feel overwhelmed or frustrated when your marriage is ending. But expressing those emotions online can lead to serious consequences during a divorce. What may feel like a harmless vent on Facebook or a sarcastic tweet about your ex could end up as evidence in court. Judges may interpret certain posts as hostile, immature, or indicative of poor judgment—especially in custody disputes.

We’ve had many clients tell us they wish they had kept their personal lives off social media during their divorce. Before filing, it’s wise to review your privacy settings, stop tagging your location, and avoid posting about your relationship or legal matters entirely. Treat every post as if it could be read aloud in court—because it might be.

6. Defining What You Really Want From the Divorce

Too often, people enter the divorce process with one goal: to end the marriage. But what do you want your life to look like once it’s over? Whether your priorities are financial independence, time with your children, or keeping the family home, having a vision gives your legal team something concrete to fight for.

Lacking clear goals can lead to decisions made purely out of emotion—such as fighting over items with more sentimental than financial value or agreeing to unfair terms just to “get it over with.” Knowing what matters most helps you make strategic, informed choices and allows your lawyer to build a case that reflects your long-term best interests.

Contact Us Today to Prepare with Confidence

Filing for divorce is a personal decision—but how you prepare for it can make all the difference in your outcome. At Sarji Law Firm, we help clients throughout Charleston develop customized strategies that protect their finances, their families, and their peace of mind. We’re here to listen, advise, and guide you through each step with care and clarity.

If you’re considering divorce, don’t wait until it’s too late to prepare. Contact us today to schedule a consultation and start building a smarter, stronger future.

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